26 September 2005

Shock and Dismay

I guess I'm not as good at this adult gig as I thought I was.

Today I realized my rent is almost due, and I sat down to write the check. Three days early, aren't I so good?

Then I actually looked at my bank account, and realized there is much less than there really should be in there. After the bills I just paid get debited off, and after this month's rent, I'll be left with a little over a hundred dollars, until my next pay period, a week and a half away!* I even suspended my routine savings transfers until I get paid next.

*I know this is not as dire as many people, and I should even be glad to be in this situation. But it's pretty extreme for me, and this is my blog so I'm going to complain whether you like it or not.

I thought it might be a wise idea to see where all my money is going, so I reviewed the last three months of my credit card. The results:

$422.78 for groceries. I like to eat, okay?!
$189.23 for eating out. Well, I could probably cut down on the going out. Only one of those was ordering pizza, though!
$355.50 for gas. Not too bad, considering. That includes my ten-day trip to WI, along with its chauffering Frenchy and his parents everywhere. I still plan to ride my bike to work until it starts snowing.
(gasp)$747.99 for shopping. Ouch. That really needs to stop. I wonder if I can make it to Thanksgiving without going shopping? It'll be hard, I know. I don't even want to think about Christmas....
$472.87 for miscellaneous. Includes a flight to NYC, books, Walgreens purchases, etc. If I overlook the flight, this wouldn't be too bad.

Well, I guess I know what I need to do. How did my monthly credit card bill go from $300 in January to over double that amount in seven months?

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